By combining DeFi infrastructure with tokenized gold staking, Falcon Finance is expanding its range of yield products for investors seeking diversified on-chain exposure.
Falcon Finance launches XAUt vault within its staking suite
Falcon Finance, a decentralized finance protocol focused on building a universal collateralization infrastructure, has added tokenized gold to its Staking Vaults, its developing multi-asset staking product. The new integration allows users to stake gold-backed tokens for pre-planned returns while keeping their underlying asset exposure private.
This move marks a significant step in the broader industry shift toward real world assets and collateral backed yield strategies in DeFi. The new vault lets users stake XAUt, Tether Gold‘s tokenized representation of physical gold, for a 180-day lockup period. Moreover, estimated returns range from 3–5% APR, paid every 7 days in USDf, Falcon’s diversified, multi-asset-backed synthetic dollar.
New XAUt vault expands collateral-driven reward models
XAUt is the fourth asset added to Falcon’s Staking Vaults product line, joining ESPORTS, VELVET, and FF, the protocol’s governance token. Together, these assets push the protocol further into stable-priced, collateral-driven reward models that aim to balance yield potential with controlled volatility. However, the gold component brings a distinct, historically established store of value into the mix.
The team positions this development as part of a wider strategy to reshape how gold functions across different market cycles. Artem Tolkachev, Chief RWA Officer at Falcon Finance, emphasized this vision in a statement that underlined the long-standing role of gold as collateral and its evolving place within on-chain systems.
“Gold is one of the world’s oldest collateral assets. Bringing XAUt into the vault system extends our vision of a multi-asset collateral engine: some users want leverage and liquidity through minting, others want a simple, stable way to allocate without monitoring positions. Vaults deliver that second path – structured yield with full asset exposure and no active management. We believe the future lies in highly customizable strategies built around different investor profiles, and the XAUt vault is a meaningful step in that direction.”
How the tokenized gold staking vault works
The dedicated xaut staking vault is designed to give users a predictable, fixed-term structure. Participants lock their XAUt for 180 days and receive USDf rewards distributed weekly, without the need to mint new tokens or rely on traditional emissions-based incentives. That said, the model still leans on collateral quality and asset selection to maintain sustainable yields.
Falcon’s vault architecture focuses on offering return profiles that resemble traditional fixed-income products. In practice, this means users gain exposure to gold-backed yield while avoiding the complexity of active position management. Moreover, the structure allows institutions and sophisticated users to align staking schedules with broader portfolio strategies.
Bridging traditional gold markets and on-chain liquidity
The integration of XAUt reflects Falcon’s ongoing effort to link traditional stores of value with on-chain liquidity systems. Gold remains widely regarded as a resilient asset class thanks to its historical role, scarcity, and global acceptance. After its combination with tokenized gold staking infrastructure, XAUt serves as a bridge between commodity markets and decentralized finance.
Falcon’s approach is to route this traditional value into a programmable environment, where collateral can support structured yield products without losing its underlying characteristics. However, the protocol also aims to ensure that exposure remains transparent and auditable on-chain, reinforcing trust for both retail and institutional users.
Expanding into monitored and real-world asset domains
This XAUt vault launch signals Falcon’s further expansion into regulated, monitored, and real-world asset domains. The protocol already incorporates tokenized equities, corporate credit, sovereign bills, and gold within its universal collateral model, establishing a diversified base for future products. Moreover, this mix of assets allows Falcon to design differentiated yield strategies tailored to varying risk appetites.
By combining RWAs with a flexible collateral engine and structured vault products, Falcon Finance is positioning itself at the intersection of traditional finance and DeFi. The new XAUt staking option, with its 3–5% APR and weekly USDf payouts, underlines how on-chain infrastructure can replicate and potentially enhance conventional income products for a global audience.
In summary, Falcon Finance’s integration of tokenized gold into its Staking Vaults strengthens its collateral-driven yield model, connects gold markets with DeFi liquidity, and broadens investor access to structured, gold-backed returns.
Source: https://en.cryptonomist.ch/2025/12/12/tokenized-gold-staking-xaut-vault/
