The world of finance is rapidly moving to tokenization as it is the process of converting traditional assets into digital tokens that can be traded, transferred, and managed on secure platforms. Tokenization from real estate to commodities, currencies, and securities is being proclaimed the gateway to traditional finance and the digital economy.  There are three […]The world of finance is rapidly moving to tokenization as it is the process of converting traditional assets into digital tokens that can be traded, transferred, and managed on secure platforms. Tokenization from real estate to commodities, currencies, and securities is being proclaimed the gateway to traditional finance and the digital economy.  There are three […]

ETH vs. XRP vs. $TAP: Which Crypto Will Be The First to Explode for 100x?

2025/09/21 21:00

The world of finance is rapidly moving to tokenization as it is the process of converting traditional assets into digital tokens that can be traded, transferred, and managed on secure platforms. Tokenization from real estate to commodities, currencies, and securities is being proclaimed the gateway to traditional finance and the digital economy. 

There are three top coins this year which are in the tokenization race : Ethereum, Ripple and DigiTap. Each one is going to deliver the tokenization in a different way. Let’s see their positions to materially change the tokenization in practice.

Ethereum: The Established Innovator

Over the years, the main element for tokenization has been Ethereum. Decentralization became a reality with the creation of its blockchain, which includes smart contract features. It opened the door for the new era of virtual currencies with the creation of ERC-20 tokens, introduction of decentralized finance (DeFi), and development of the NFT market. Not only did Ethereum accomplish what other developers only could imagine, but it also did that in a way that was programmable and on-chain.

As a matter of fact, Ethereum also has some disadvantages. Its difficulty in scaling, exorbitant gas fees, and the problem of using rollups or layer-two solutions have not been solved yet. The tokenization revolution must undoubtedly be one where the general population is the main player. Hence the Ethereum solution would be very costly or difficult to achieve if it were the only one.

Ripple : Specialist in Cross-Border Payments

Ripple is narrowing the scope to just tokenizing and transferring money internationally, with a focus on only these aspects of the blockchain technology. In this way, RippleNet and XRP token provide a modern alternative to the legacy systems such as SWIFT. Consequently, Ripple has become a bank and payment service provider’s favorite because of the coming need for such applications.

On the other hand, the progress of Ripple has been hampered by legal uncertainties surrounding the company. Although it works nicely in tokenizing fiat transactions, there is not much coverage in the Ripple ecosystem with regard to these transactions. To retail investors or regular users, Ripple is mostly out of sight but still has the power to work behind the scenes.

DigiTap: The Omnibank Solution

DigiTap is going to the competition with a more daring perception of reality and a wider acceptance. Rather than separating crypto from fiat or focusing solely on institutions, Digitap combines the two worlds into one easy-to use platform. It is the “world’s first omnibank” that provides its customers with the possibility of simultaneous management of crypto and fiat.

Digitap gives its users the opportunity to get paid in fiat, send money to friends who are abroad, or simply use a card for their daily needs. Thus, tokenization is no longer a technology exclusive to banks or developers but is accessible to the general public. The difference can be seen as it is already available on iOS and Android, from the ones that are still in the phase of theory.

What really makes Digitap outshining in the tokenization race, is the $TAP token design of it. $TAP being priced at $0.0125 in presale and already surpassing $100,000 in commitments is accessible but fashioned in a way to accumulate value over time. Every transaction operations like swapping, transferring or card payment come with platform profits.

Ethereum and Ripple haven’t incorporated such a special automatic deflation system in their ecosystems. Ethereum is at times inflationary depending on staking rewards, while XRP has a large supply that limits the increase of its price.

Conclusion : Why Analysts Favor DigiTap as Top Crypto Coin

Tokenization has ceased to be about hype and has instead become about use. Considering the progression of the three projects, analysts maintain that Digitap is likely to win the tokenization race for multiple reasons. In the first place, it is practically embedded in the real-world financial behaviors, going from offshore accounts to debit card spending. Secondly, it gets rid of the difficulties of two parallel systems, traditional banking and crypto wallets, by bringing them together. And last but not least, as per its tokenomics XRP and ETH do not.

Digitap is the one who is changing the game and leading the pack as its presale is taking off. It is quite likely that the victor of the tokenization race in 2025 and later may not be the traditional players, but the one that integrates different worlds. That solution is looking more and more like Digitap, so investors are considering it as the best crypto investment for 2025.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale https://presale.Digitap.app  

Social: https://linktr.ee/Digitap.app

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