By 2026, the crypto market will not focus solely on speculative altcoins. Intelligent capital is currently being invested in real time projects that can deliverBy 2026, the crypto market will not focus solely on speculative altcoins. Intelligent capital is currently being invested in real time projects that can deliver

This Cheap Altcoin Shows Signs of a 10x Cycle After 300% Growth, Here’s the Math

2026/02/13 05:00
4 min read

By 2026, the crypto market will not focus solely on speculative altcoins. Intelligent capital is currently being invested in real time projects that can deliver financial value and high security. Although most investors are often drawn to large-cap assets, there is a new crypto quietly pursuing a growth trend that resembles early industry leaders. 

The value of this project has already increased 300%, but the technical process is only going to start. It is establishing a base of decentralized finance first and then is on its way to a big breakout. The algebra of its present trend points to the fact that the initial returns are only the beginning of a very big circle.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) develops a dual lending system making it flexible and quick at the same time. The former is the Peer-to-Contract (P2C) market. In this case, users can put assets such as ETH or USDT into common liquid pools to claim a passive Annual Percentage Yield (APY). The second one is the P2P (Peer to peer) market. This enables people to negotiate the terms of their own loans directly which is best in case of volatile assets.

The protocol’s whitepaper provides very high Loan-to-Value (LTV), which is usually as high as 75% of stable assets. This would imply that a user with a collateral of $2,000 would be able to get up to $1,500 in liquidity without selling the holdings. 

Mutuum Finance is at the moment in Phase 7 of its presale, the tokens are sold at $0.04. The project has already raised $20.5 million through the over 19,000 holders and this is an indication that there is a great demand for this new infrastructure.

Protocol Launch and Price Targets

One massive driving force behind Mutuum Finance (MUTM) is the official launch of V1 protocol on the Sepolia testnet. In this version, yield-bearing receipts are introduced in the form of they are called mtTokens and are provided to liquidity providers. As borrowers make payments in the form of interest, these tokens increase in value as compared to the underlying asset. This makes the project a concept for working financial technology.

This technical advancement is caught by analysts. There are several targets that MUTM may rise to $0.45 in the near future after the official launch of this token at $0.06. This would be an increase of 10x the current levels. In the longer-term, in 2027, some analysts can envisage a route to the 1.00 mark, particularly with the platform expanding its user base and its deployment of the mainnet complete.

Security and Sustainable Growth

The MUTM ecosystem is designed to nourish its value on the basis of a buy-and-distribute mechanism. The trading fee of a percentage of the protocol will purchase MUTM tokens on a trading market and reallocate them to the stakers. In order to get the liquidations priced correctly, the system combines decentralized oracles, such as Chainlink. This eliminates artificial liquidations and insures user collateral in the market fluctuations.

The team also places the priority on security. The protocol has already passed through a complete audit by Halborn Security that is among the most reputable companies in the sector. It also has a high rate of trust by CertiK and a bug bounty program of $50,000. These are aimed at securing the already raised $20 million and giving future institutional capital a safe haven.

According to many analysts, MUTM is pursuing the same initial moves as Binance Coin (BNB). Similar to BNB, Mutuum Finance is establishing a large group of investors and a working ecosystem that would reach large exchanges. 

It is building a bankless liquidity hub where users get their money under their complete control. Mutuum Finance is no longer a speculation game with its V1 testnet live and Phase 7 selling out. It is a financial product of professional character that prepares itself for the next crypto significant DeFi cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance

Market Opportunity
FORM Logo
FORM Price(FORM)
$0,2061
$0,2061$0,2061
+2,53%
USD
FORM (FORM) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Stellar (XLM) Powers IRL’s Stealth Crypto Onboarding at Major Cultural Events

Stellar (XLM) Powers IRL’s Stealth Crypto Onboarding at Major Cultural Events

The post Stellar (XLM) Powers IRL’s Stealth Crypto Onboarding at Major Cultural Events appeared on BitcoinEthereumNews.com. Terrill Dicki Feb 12, 2026 05:39
Share
BitcoinEthereumNews2026/02/13 06:46
The Best Crypto Presale in 2025? Solana and ADA Struggle, but Lyno AI Surges With Growing Momentum

The Best Crypto Presale in 2025? Solana and ADA Struggle, but Lyno AI Surges With Growing Momentum

The post The Best Crypto Presale in 2025? Solana and ADA Struggle, but Lyno AI Surges With Growing Momentum appeared on BitcoinEthereumNews.com. With the development of 2025, certain large cryptocurrencies encounter continuous issues and a new player secures an impressive advantage. Solana is struggling with congestion, and the ADA of Cardano is still at a significantly lower level than its highest price. In the meantime, Lyno AI presale is gaining momentum, attracting a large number of investors. Solana Faces Setbacks Amid Market Pressure However, despite the hype surrounding ETFs, Solana fell by 7% to $ 203, due to the constant congestion problems that hamper its network functionality. This makes adoption slow and aggravates traders who want to get things done quickly. Recent upgrades should combat those issues but the competition is rising, and Solana continues to lag in terms of user adoption and ecosystem development. Cardano Struggles to Regain Momentum ADA, the token of a Cardano, costs 72% less than the 2021 high and is developing more slowly than Ethereum Layer 2 solutions. The adoption of the coin is not making any progress despite the good forecasts. Analysts believe that the road to regain the past heights is long before Cardano can go back, with more technological advancements getting more and more attention. Lyno AI’s Explosive Presale Growth In stark contrast, Lyno AI is currently in its Early Bird presale, in which tokens are sold at 0.05 per unit and have already sold 632,398 tokens and raised 31,462 dollars. The next stage price will be established at $0.055 and the final target will be at $0.10. Audited by Cyberscope , Lyno AI provides a cross-chain AI arbitrage platform that enables retail traders to compete with institutions. Its AI algorithms perform trades in 15+ blockchains in real time, opening profitable arbitrage opportunities to everyone. Those who make purchases above 100 dollars are also offered the possibility of winning in the 100K Lyno AI…
Share
BitcoinEthereumNews2025/09/18 18:22
Ringgit strength seen extending lower – MUFG

Ringgit strength seen extending lower – MUFG

The post Ringgit strength seen extending lower – MUFG appeared on BitcoinEthereumNews.com. MUFG’s Senior Currency Analyst Lloyd Chan expects USD/MYR to keep trending
Share
BitcoinEthereumNews2026/02/13 07:20