Analyst Skipper_xrp noted growing XRPL ecosystem activity—including interest in the raccoon-themed RACO token—while also pointing to new U.S. regulatory clarityAnalyst Skipper_xrp noted growing XRPL ecosystem activity—including interest in the raccoon-themed RACO token—while also pointing to new U.S. regulatory clarity

Canadian analysts project increased XRP adoption in fintech sector

2025/12/12 07:59

Canadian financial technology analysts have issued forecasts projecting expanded adoption of XRP in digital payment systems, according to reports circulating in cryptocurrency markets.

Summary
  • Canadian fintech researchers are forecasting wider adoption of XRP in digital payments.
  • Analyst Skipper_xrp noted growing XRPL ecosystem activity—including interest in the raccoon-themed RACO token—while also pointing to new U.S. regulatory clarity.
  • The ruling allows banks to facilitate XRP trades within a regulated framework, which analysts say could boost institutional integration and strengthen XRP’s positioning.

Financial institutions have continued to implement blockchain-based settlement systems, prompting several Canadian researchers to issue projections on XRP’s potential role in the sector, according to industry observers.

A Canadian news article highlighted XRP as a potential leading financial technology application within the cryptocurrency sector, according to a video shared by crypto analyst Skipper_xrp. The article suggested XRP is being evaluated by Canadian analysts as a cross-border payment tool with potential to become a component of modern finance infrastructure by 2027.

Skipper_xrp also reported on RACO, a raccoon-themed token operating on the XRP Ledger, which has gained attention within the XRPL ecosystem. The RACO tokens are currently available for community participation, according to the analyst’s statement.

In regulatory developments, the US Office of the Comptroller of the Currency (OCC) has confirmed that national banks are legally permitted to conduct riskless principal transactions in crypto-assets, according to Skipper_xrp. This regulatory clarification allows banks to act as intermediaries for cryptocurrency transactions without assuming market risk.

The OCC ruling enables US national banks to facilitate XRP-based trades and payments in a regulated framework, according to the analyst’s interpretation. The regulatory clarity may provide banks with a compliant method to offer XRP services to institutional and retail clients through established financial institutions.

Skipper_xrp stated the ruling could provide XRP with positioning advantages in the US market and potentially increase institutional integration of the digital asset into banking service offerings.

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UK FCA Plans to Waive Some Rules for Crypto Companies: FT

UK FCA Plans to Waive Some Rules for Crypto Companies: FT

The post UK FCA Plans to Waive Some Rules for Crypto Companies: FT appeared on BitcoinEthereumNews.com. The U.K.’s Financial Conduct Authority (FCA) has plans to waive some of its rules for cryptocurrency companies, according to a Financial Times (FT) report on Wednesday. However, in another areas the FCA intends to tighten the rules where they pertain to industry-specific risks, such as cyber attacks. The financial watchdog wishes to adapt its existing rules for financial service companies to the unique nature of cryptoassets, the FT reported, citing a consultation paper published Wednesday. “You have to recognize that some of these things are very different,” David Geale, the FCA’s executive director for payments and digital finance, said in an interview, according to the report, adding that a “lift and drop” of existing traditional finance rules would not be effective with crypto. One such area that may be handled differently is the stipulation that a firm “must conduct its business with integrity” and “pay due regard to the interest of its customers and treat them fairly.” Crypto companies would be given less strict requirements than banks or investment platforms on rules concerning senior managers, systems and controls, as cryptocurrency firms “do not typically pose the same level of systemic risk,” the FCA said. Firms would also not have to offer customers a cooling off period due to the voltatile nature of crypto prices, nor would technology be classed as an outsourcing arrangement requiring extra risk management. This is because blockchain technology is often permissionless, meaning anyone can participate without the input of an intermediary. Other areas of crypto regulation remain undecided. The FCA has plans to fully integrate cryptocurrency into its regulatory framework from 2026. Source: https://www.coindesk.com/policy/2025/09/17/uk-fca-plans-to-waive-some-rules-for-crypto-companies-ft
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