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DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

68045 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin becomes 5th global asset ahead of “Crypto Week,” flips Amazon: Finance Redefined

Bitcoin becomes 5th global asset ahead of “Crypto Week,” flips Amazon: Finance Redefined

Bitcoin adoption has been soaring, leading up to the optimistic regulatory expectations related to “Crypto Week” in Washington.

Author: PANews

2025/07/19

Crypto expers hail Clarity Act and GENIUS Act as turning point for the industry

Crypto expers hail Clarity Act and GENIUS Act as turning point for the industry

The passage of three landmark crypto bills will have longstanding effects on the industry.

Author: Crypto.news

2025/07/18

GENIUS Act Reshapes Stablecoin Strategy, Says Foresight Ventures Partner

GENIUS Act Reshapes Stablecoin Strategy, Says Foresight Ventures Partner

Ripple and Circle’s applications for U.S. national trust bank charters are being framed less as a bold industry move and more as a calculated, defensive pivot in response to looming regulation. In an interview with CryptoNews, Alice Li, Investment Partner and Head of North America at Foresight Ventures, explains that the move is fundamentally about future-proofing operations amid rising pressure from the GENIUS Act, a landmark bill reshaping stablecoin oversight in the United States. In a historic move for U.S. crypto regulation this week , the GENIUS Act—formally known as the Guiding and Establishing National Innovation for U.S. Stablecoins Act—has cleared both chambers of Congress. 🚨🚨🚨 The House just passed my bill – The GENIUS Act! This historic legislation will bring our payment system into the 21st century. It will ensure the dominance of the U.S. dollar. It will increase demand for U.S. Treasuries. I look forward to @POTUS signing GENIUS into law –… pic.twitter.com/NmQMVHZGls — Senator Bill Hagerty (@SenatorHagerty) July 17, 2025 “The GENIUS Act makes clear that any issuer aiming for scale must meet bank-level regulatory standards,” said Li, whose investment focus spans stablecoin infrastructure, payment rails, and Web3 applications. “Applying for a bank charter doesn’t guarantee approval—but it signals long-term compliance intent to regulators and partners.” Stablecoin Shakeout: Institutional Integration vs. DeFi Independence Li expects the stablecoin sector to split into two camps over the next 12 to 18 months: institutional-focused players pursuing full licensing and banking integration, and DeFi-native or offshore issuers targeting niche use cases. As U.S. regulatory clarity solidifies, banks and traditional financial rails will face growing pressure to integrate stablecoins, not out of ideological alignment, but due to user demand for faster, cheaper, programmable financial products. Licensing Is the New Moat—and the New Barrier As the stablecoin market matures, Li says the ability to secure a U.S. banking license is quickly becoming the sector’s defining edge—and an operational filter for investors. “We no longer evaluate infrastructure startups purely on technical sophistication. Regulatory readiness and ability to integrate with licensed issuers are now critical,” she notes. While Ripple’s and Circle’s path toward becoming full U.S. banks may crowd out direct USD stablecoin competition, Li sees fertile ground for certain technologies. These include on-chain compliance tools, real-time risk monitoring systems, tokenization middleware, and fiat-crypto bridge infrastructure. Startups able to plug into the evolving regulated stack—rather than compete head-on—will be well positioned. Still, licenses come at a cost. “Licenses are both a moat and a constraint,” Li explained. “For U.S. dominance, they’re non-negotiable. Agility is reduced, but large-scale adoption requires regulatory alignment.” For new entrants, distribution is key—but without regulatory credentials, major partners won’t engage. Global Divergence and the Rise of Hybrid Models While U.S. bank charters may offer a long-term edge domestically and with institutional clients, Li believes global stablecoin competition will remain multi-speed. Offshore players like Tether will continue to dominate in DeFi and cross-border use cases due to flexibility and fewer compliance demands. “In the short term, Tether and similar issuers won’t lose dominance in DeFi,” she said. “But as regulated players integrate into fintech apps and banking stacks, they’ll gradually absorb more institutional and retail flows—especially in treasury and on/off-ramp applications.” International jurisdictions are already reacting. “The UAE, Singapore, and Hong Kong are actively offering lighter-touch frameworks to attract issuers,” Li said. Paradoxically, issuers regulated under the GENIUS Act may even find it easier to integrate into these emerging hubs, as U.S. oversight lends legitimacy to cross-border deals. Li concludes that real-world asset (RWA) tokenization—already gaining traction—could become the bridge between traditional finance and crypto. “Just like Robinhood democratized equities, hybrid models will drive compliant, user-centric financial products,” she said. The GENIUS Act, rather than killing innovation, may accelerate bank-crypto collaborations, reshaping the financial system at its core.

Author: CryptoNews

2025/07/18

dYdX buys its way into social-first perps trading by hiring an entire team at once

dYdX buys its way into social-first perps trading by hiring an entire team at once

Instead of headhunting, dYdX bought the whole company. Pocket Protector’s lean team scaled to $1 billion in volume in under a year; now, they’re embedded in the decentralized exchange’s core, rewriting the playbook for DEX trading. On July 18, dYdX…

Author: Crypto.news

2025/07/18

On-chain equities and RWAs could 100x blockchain value, Nansen CEO says

On-chain equities and RWAs could 100x blockchain value, Nansen CEO says

RWAs and tokenized stocks will be the next 100x opportunities, says Nansen CEO.

Author: Crypto.news

2025/07/18

With the implementation of the GENIUS Act, how should we treat the stablecoin narrative with caution?

With the implementation of the GENIUS Act, how should we treat the stablecoin narrative with caution?

Written by: imToken Early this morning Beijing time, the U.S. House of Representatives passed three encryption-related legislations, the CLARITY Act, the GENIUS Act, and the Anti-CBDC Surveillance State Act. Among

Author: PANews

2025/07/18

DeFi backbone of ASI Alliance Singularity Finance unveils H2 2025 roadmap

DeFi backbone of ASI Alliance Singularity Finance unveils H2 2025 roadmap

Singularity Finance, the ASI Alliance’s financial arm, has released its H2 2025 roadmap, with Q3 bringing AI portfolio tools, yield vaults, and trading agents. Singularity Finance, the financial engine of the Artificial Superintelligence Alliance, has released its roadmap for the…

Author: Crypto.news

2025/07/18

US House passes all three key crypto bills, here’s what comes next

US House passes all three key crypto bills, here’s what comes next

After days of uncertainty and political drama, ‘Crypto Week’ in the U.S. House ended with a clean sweep as lawmakers passed all major bills on the agenda. On July 18, 2025, the U.S. House of Representatives passed the trio landmark…

Author: Crypto.news

2025/07/18

US House of Representatives approved three strategic bills — GENIUS, CLARITY, and Anti-CBDC

US House of Representatives approved three strategic bills — GENIUS, CLARITY, and Anti-CBDC

In the US, the House of Representatives has officially passed three strategic cryptocurrency bills at once: 🚨BREAKING (I rarely use that term anymore, but this time I think it’s warranted 😁): All three crypto bills just passed the House and the GENIUS Act is now headed to @realDonaldTrump’s desk to become the first major piece […] Сообщение US House of Representatives approved three strategic bills — GENIUS, CLARITY, and Anti-CBDC появились сначала на INCRYPTED .

Author: Incrypted

2025/07/18

PANews released the "2025 Global Stablecoin Industry Development Report": US dollar stablecoins occupy 99% of the market, USDC is expected to surpass USDT in 2030

PANews released the "2025 Global Stablecoin Industry Development Report": US dollar stablecoins occupy 99% of the market, USDC is expected to surpass USDT in 2030

Author: Frank, PANews 2025 is a critical year in the development of stablecoins. In this year, stablecoins not only set new records in market size and trading activity, but also

Author: PANews

2025/07/18

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