Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14671 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Central Bank Could Embrace Bitcoin In Just Five Years

Central Bank Could Embrace Bitcoin In Just Five Years

The post Central Bank Could Embrace Bitcoin In Just Five Years appeared on BitcoinEthereumNews.com. Central banks have long relied on gold as a safe haven, but Bitcoin is starting to make its mark with prices near record highs. Analysts Marion Laboure and Camilla Siazon say the two could co-exist on balance sheets, each playing a role in diversifying reserves. Summary Gold is hitting new highs, reaching $3,703 an ounce, while Bitcoin keeps climbing, trading close to its all-time high after surpassing $123,500 in August. Deutsche Bank analysts say the two could still “complement” each other on central bank balance sheets as alternative reserves. The analysts note that Bitcoin’s volatility is starting to cool, suggesting it could grow alongside gold without replacing it. By 2025, both gold and Bitcoin (BTC) are showing remarkable strength, and according to Deutsche Bank research analysts Marion Laboure and Camilla Siazon, the two could even co-exist on central bank balance sheets by 2030. In their Sept. 22 report titled “Bitcoin vs. Gold: The Future of Central Bank Reserves,” they examined how these very different assets are gaining attention as reserves amid global economic uncertainty. Laboure and Siazon note that gold demand “remains strong in 2025, with prices reaching a new all-time high of $3,703 per ounce in September.” The analysts point to geopolitical uncertainty, ongoing central bank purchases, expectations of further Federal Reserve rate cuts, and questions over Fed independence as driving forces behind this surge. Gold’s long-standing reputation as a core reserve asset is also reinforced by these factors, they added. At the same time, Bitcoin is making a case for itself as a potential reserve asset. The analysts highlight that the cryptocurrency has also demonstrated “remarkable resilience, trading close to its all-time high after surpassing $123,500 in August.” More room to run Bitcoin’s price strength reflects growing institutional adoption and signals its emergence as a potential hedge against…

Author: BitcoinEthereumNews
XRP Ledger Rockets Into Top 10 With $1B Stablecoin Surge, Ripple Pushes Institutional DeFi

XRP Ledger Rockets Into Top 10 With $1B Stablecoin Surge, Ripple Pushes Institutional DeFi

Ripple announced that Institutional DeFi has officially moved beyond pilot programs and is now driving billion-dollar volumes across global markets. Over the past year, the XRP Ledger (XRPL) crossed major milestones, including its first $1 billion month in stablecoin transactions. It also entered the top 10 blockchains supporting real-world assets, cementing its role as a […]

Author: Tronweekly
Forward Industries Wants to Put Its Own Stock on Solana

Forward Industries Wants to Put Its Own Stock on Solana

After amassing the largest corporate treasury of Solana, the Nasdaq-listed company now wants to take the unusual step of turning […] The post Forward Industries Wants to Put Its Own Stock on Solana appeared first on Coindoo.

Author: Coindoo
Ripple (XRP) Price Prediction: Road to $5 Clear While Mutuum Finance (MUTM) Aims for $1 from $0.035

Ripple (XRP) Price Prediction: Road to $5 Clear While Mutuum Finance (MUTM) Aims for $1 from $0.035

Ripple (XRP) has been consistently making gains, and experts are increasingly sure that the token can touch the $5 mark in a future bull run. Its already established position in cross-border payments and growing adoption make XRP a solid bet for long-term investors. But newer project Mutuum Finance is offering a lot more upside. Mutuum […]

Author: Cryptopolitan
mXRP Boosts XRP DeFi as WisdomTree Warns of Supply Shock

mXRP Boosts XRP DeFi as WisdomTree Warns of Supply Shock

The post mXRP Boosts XRP DeFi as WisdomTree Warns of Supply Shock appeared on BitcoinEthereumNews.com. XRP’s DeFi Leap: How Liquid-Staking Token mXRP Expands Utility Recent developments in the XRP ecosystem mark a turning point: the launch of mXRP, a liquid-staking token, may substantially deepen XRP’s role in decentralized finance. Market analyst Doshsai argues that this innovation could unlock latent value in XRP’s large idle supply and bring it firmly into DeFi’s reward economy. What is mXRP and Why It Matters Unveiled at XRPL Seoul 2025 by Midas and Interop Labs, mXRP is the first-ever liquid staking product built for the XRP ecosystem. It allows XRP holders to stake their tokens without surrendering liquidity: instead of locking up dormant XRP, users mint mXRP, a derivative representation that can be deployed into DeFi strategies. Through audited smart contracts on the XRPL EVM sidechain, it bridges in native XRP via Axelar, wraps it, and issues mXRP under a tokenized certificate framework. Yield & Use-Cases mXRP isn’t just theoretical utility, it promises yield. The target return is 6-8% APY, depending on the underlying strategy, suhc as market-making, liquidity provisioning, and lending. This is significant in that many XRP tokens have been dormant, held in wallets without generating any return. With mXRP, capital efficiency could improve across the board for holders. Expansion into DeFi & Cross-Chain According to Doshsai, what’s especially transformative is that mXRP serves as a bridge between XRP’s longstanding strength in payments, settlement, and cross-border and what DeFi has been doing on chains, such as Ethereum and Solana. The integration to XRPL’s EVM sidechain and Axelar’s bridging capabilities makes mXRP usable in DeFi protocols. That means holders can move beyond storing XRP into using it for yield, collateral, swaps, liquidity pools, and other financial undertakings. XRP Faces Imminent Supply Shock Ahead of Bitcoin, Says WisdomTree According to crypto observer SMQKE, investment firm WisdomTree has highlighted that a…

Author: BitcoinEthereumNews
FTX Trust sues Genesis Digital over $1.15B transfers

FTX Trust sues Genesis Digital over $1.15B transfers

The post FTX Trust sues Genesis Digital over $1.15B transfers appeared on BitcoinEthereumNews.com. The FTX Recovery Trust has filed a lawsuit against Bitcoin mining company Genesis Digital Assets Ltd. and its co-founders, seeking to claw back $1.15 billion that it alleges was misappropriated from customer deposits. The complaint, lodged on Sept 22 in the US Bankruptcy Court for the District of Delaware, was assigned as Adversary Case No. 25-52358 under Judge Karen B. Owens, according to the official case docket. According to the filing, Alameda transferred more than $1.15 billion, with over half routed directly to co-founders Rashit Makhat and Marco Krohn. The trust argues that the money originated from FTX.com customer deposits and was moved through Alameda’s credit lines and bank accounts, including the now-notorious North Dimension subsidiary. Internal communications cited in the lawsuit describe the valuations paid as “insane and off-market,” while contemporaneous risks such as energy shortages in Kazakhstan and unbuilt US data centers raised questions about the miner’s true prospects. The trust is pursuing claims under both federal bankruptcy law and Delaware’s Uniform Fraudulent Transfer Act, alleging actual and constructive fraud.  The lawsuit adds to the complex web of litigation following FTX’s downfall, including a $175 million settlement earlier this year with Genesis Global, the lending arm of Digital Currency Group. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/ftx-trust-sues-genesis-digital

Author: BitcoinEthereumNews
SEC Pushes Innovation Exemption to Boost Crypto Growth

SEC Pushes Innovation Exemption to Boost Crypto Growth

TLDR SEC unveils crypto “innovation exemption” to ease rules and speed launches. New SEC exemption clears hurdles for crypto firms, boosting U.S. leadership. Project Crypto shifts SEC stance—compliance first, lawsuits out. Crypto startups gain safe zones as SEC ditches old enforcement model. SEC plan gives green light for staking, lending, and token launches. The U.S. [...] The post SEC Pushes Innovation Exemption to Boost Crypto Growth appeared first on CoinCentral.

Author: Coincentral
Best Crypto to Invest in and Turn 1 ETH into 15 ETH in 2025

Best Crypto to Invest in and Turn 1 ETH into 15 ETH in 2025

Ethereum (ETH) remains one of the top cryptocurrencies in 2025, valued for its robust ecosystem and role as the backbone of decentralized finance. Yet while ETH itself is solid, its potential for 2025 upside may be more limited than with newer cryptos. That is where Mutuum Finance (MUTM) comes into the equation.  Now priced at […]

Author: Cryptopolitan
FTX Genesis Lawsuit: A Massive $1.15 Billion Legal Battle Unfolds

FTX Genesis Lawsuit: A Massive $1.15 Billion Legal Battle Unfolds

BitcoinWorld FTX Genesis Lawsuit: A Massive $1.15 Billion Legal Battle Unfolds The crypto world is once again abuzz with significant legal developments. The FTX Trust has officially filed a substantial FTX Genesis lawsuit, seeking to recover a staggering $1.15 billion from Genesis Digital. This move marks another crucial chapter in the ongoing saga of FTX’s collapse and its creditors’ efforts to reclaim lost funds. This lawsuit isn’t just about a large sum of money; it represents a deeper dive into the complex web of financial transactions that occurred before FTX’s dramatic downfall. It highlights the intricate relationships and potential vulnerabilities within the broader digital asset ecosystem. What’s Behind the FTX Genesis Lawsuit? The core of this legal action, as reported by Bloomberg, centers on claims of preferential transfers. Essentially, the FTX Trust alleges that Genesis Digital received substantial payments from FTX shortly before the crypto exchange filed for bankruptcy. These payments are now being scrutinized as potentially unfair to other creditors. In bankruptcy proceedings, a “preferential transfer” refers to payments made by a debtor to certain creditors within a specific period (usually 90 days) before filing for bankruptcy. If these transfers gave those creditors more than they would have received in the bankruptcy process, they can be clawed back to ensure fair distribution among all creditors. Unpacking the Claims: How Did Genesis Get Involved? Genesis Digital, a prominent player in the crypto lending space and a subsidiary of Digital Currency Group (DCG), had significant dealings with FTX. The FTX Genesis lawsuit specifically targets these transactions, asserting that they unfairly benefited Genesis at the expense of other FTX creditors. The lawsuit details how Genesis allegedly received these transfers, which include both cash and digital assets. The FTX Trust’s goal is to reverse these transactions, thereby increasing the pool of assets available to repay FTX’s numerous customers and investors who suffered losses. Alleged Preferential Transfers: Payments made to Genesis Digital just prior to FTX’s bankruptcy filing. Significant Sum: The lawsuit seeks to recover $1.15 billion, a substantial amount for any bankruptcy estate. Creditor Recovery: The primary aim is to maximize funds available for FTX’s creditors. What Are the Broader Implications of the FTX Genesis Lawsuit? This FTX Genesis lawsuit carries significant weight for both companies and the wider crypto industry. For FTX, a successful recovery would be a major win, providing more resources for its ongoing bankruptcy proceedings and potentially increasing the payout to victims. Conversely, for Genesis Digital and its parent company, DCG, this lawsuit adds another layer of complexity to their already challenging financial situation. Genesis itself faced severe liquidity issues following the collapse of Three Arrows Capital and FTX, leading to its own bankruptcy filing. Moreover, this case underscores the increasing scrutiny on inter-company transactions within the crypto sector. Regulators and bankruptcy courts are paying close attention to how funds moved between interconnected entities before major collapses, setting precedents for future cases. What Does This Mean for the Crypto Community? The outcome of the FTX Genesis lawsuit could shape how bankruptcy estates pursue claims against related parties in the future. It emphasizes the importance of transparency and robust financial practices in the volatile crypto market. For investors, it’s a stark reminder of the risks involved and the potential for long, drawn-out legal battles to recover assets. This legal action also serves as a crucial example of the ongoing efforts to bring accountability to the crypto industry. As the sector matures, such lawsuits become more common, reflecting a push towards greater legal clarity and investor protection. Concluding Thoughts on the FTX Genesis Lawsuit The filing of the $1.15 billion FTX Genesis lawsuit is a critical development in the arduous process of untangling FTX’s financial mess. It highlights the aggressive stance taken by the FTX Trust to reclaim assets and underscores the interconnectedness of major crypto players. As this legal battle unfolds, its resolution will undoubtedly have lasting implications for the involved parties and contribute to the evolving legal framework governing digital assets. The crypto community will be watching closely to see how this significant claim progresses. Frequently Asked Questions (FAQs) What is the FTX Trust? The FTX Trust, or the Debtors, refers to the entities managing the bankruptcy proceedings of FTX and its affiliated companies. Their primary role is to recover assets and distribute them fairly among creditors. Who is Genesis Digital? Genesis Digital is a subsidiary of Digital Currency Group (DCG) and was a major player in the crypto lending market. It filed for bankruptcy in early 2023 following significant losses and liquidity issues. What are “preferential transfers” in a bankruptcy context? Preferential transfers are payments made by a company to certain creditors shortly before filing for bankruptcy. These payments can be clawed back by the bankruptcy estate if they unfairly favored those creditors over others. What is the goal of the FTX Genesis lawsuit? The main goal of the lawsuit is to recover $1.15 billion that the FTX Trust alleges was preferentially transferred to Genesis Digital. This recovered money would then be used to repay FTX’s creditors. How might this lawsuit affect the crypto market? While direct market impact might be limited, the lawsuit contributes to the ongoing narrative of regulatory scrutiny and accountability in crypto. It could set precedents for future bankruptcy cases involving digital assets and influence investor confidence in the long term. If you found this article insightful, consider sharing it with your network! Stay informed about the latest developments in the crypto space by sharing this crucial update. To learn more about the latest crypto market trends, explore our article on key developments shaping digital asset price action. This post FTX Genesis Lawsuit: A Massive $1.15 Billion Legal Battle Unfolds first appeared on BitcoinWorld.

Author: Coinstats
Dogecoin’s 18% Weekend Crash Sends a Clear Signal: The Next Meme Revolution Starts in Presale

Dogecoin’s 18% Weekend Crash Sends a Clear Signal: The Next Meme Revolution Starts in Presale

Dogecoin’s 18% crash proves why meme giants struggle to deliver fresh gains. Discover why early presales like MAGAX are drawing attention as the launchpad for the next meme revolution.

Author: Cryptodaily