Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14479 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple (XRP) Price Prediction & Analysis: This Crypto Alternative Is Preferred by Experts for 25x Returns

Ripple (XRP) Price Prediction & Analysis: This Crypto Alternative Is Preferred by Experts for 25x Returns

The post Ripple (XRP) Price Prediction & Analysis: This Crypto Alternative Is Preferred by Experts for 25x Returns appeared on BitcoinEthereumNews.com. As Ripple’s XRP continues to struggle with price consolidation amid the ongoing market volatility, a new alternative is quietly gaining traction. Crypto investing experts are now keeping a keen eye on Mutuum Finance (MUTM), a fast-changing DeFi project that is performing well with its novel lending mechanism and enticingly high returns. This tiny altcoin, which is worth just $0.035, has been invested in by more than 16,220 investors. While the near-term future of XRP remains mired in regulation battles and overall sentiment in the markets, Mutuum Finance has emerged in the milieu of price prediction as the project with the most clearly delineated path to outsized returns, with some even estimating a 25x return on investment. XRP Price Prediction Snapshot Ripple (XRP) is at $2.97 with intraday movement of $2.94–$3.03. Ripple remains in a fragile consolidation area within the range of $2.80–$3.05, where a decisive move above $3.05 can unlock $3.40–$3.50 in the short term. Analysts anticipate that with increasing regulatory certainty and institutional inflows, particularly via ETFs, XRP will continue to spearhead gains into the $4–$8 range in later 2025. As XRP continues along this trajectory, investor attention is also on novel decentralized finance possibilities, including Mutuum Finance. Mutuum Finance Stage 6 FOMO Investors are presently purchasing MUTM tokens at $0.035 in Stage 6 presale. Holding on until Stage 7 will cost an additional 14.3% per token. The token has been amassed by over 16,220 investors thus far and has drawn over $15.6 million in funding, a clear indication of strong market demand and interest.  Price Discovery Real-time price data is needed to make borrowing, lending, and liquidation secure. Mutuum Finance uses chainlink oracles to feed the system with market prices in USD and native tokens such as ETH, MATIC, and AVAX. Fallback oracles, composite feed data, and time-weighted…

Author: BitcoinEthereumNews
JuCoin evolves into Ju.com, reshaping the ecosystem

JuCoin evolves into Ju.com, reshaping the ecosystem

JuCoin has rebranded as Ju.com, marking its shift from a crypto trading platform to a broader RWA-focused financial infrastructure. #projectreview

Author: Crypto.news
Why SHIB Investors Are Cashing Out Profits & Betting Big On Layer Brett

Why SHIB Investors Are Cashing Out Profits & Betting Big On Layer Brett

The post Why SHIB Investors Are Cashing Out Profits & Betting Big On Layer Brett appeared on BitcoinEthereumNews.com. Crypto News 12 September 2025 | 14:15 The meme coin market is shifting once again, and Shiba Inu price discussions are heating up as holders decide whether to stay in or rotate into newer tokens. While SHIB remains one of the biggest names in the space, many early investors are beginning to take profits and explore higher-upside opportunities. One token that’s gaining serious attention this month is Layer Brett (LBRETT), a new Ethereum Layer 2 meme coin that’s blending strong community hype with staking rewards and real blockchain infrastructure. With SHIB’s price action slowing down in recent months, traders are asking: is Layer Brett the next big 100x play? Shiba Inu Price struggles to break out in 2025 Shiba Inu (SHIB) became a legend in the 2021 bull run, turning small early investments into massive life-changing gains. Its success was driven by social media hype, meme culture, and a vibrant community. Over time, the project introduced Shibarium, its own Layer 2 solution, to improve scalability and reduce gas fees. Despite these innovations, Shiba Inu price performance has cooled in 2025. The token has mostly traded sideways, showing limited volatility or upside momentum in recent months. While long-term holders still back SHIB’s future, some are starting to shift capital toward newer, more agile meme tokens that offer staking, gamification, and early-stage growth potential. Layer Brett gains steam with staking rewards and Layer 2 speed Layer Brett (LBRETT) is quickly becoming a favorite among meme coin hunters looking for the next Dogecoin or Shiba Inu-style breakout. Built on Ethereum Layer 2, it provides low fees and fast transactions, paired with viral meme energy and real token utility. The token is currently in presale at a fixed price of $0.0055, and it has already raised over $3.4 million from early investors. One of…

Author: BitcoinEthereumNews
Ethena Labs drops from contest to issue Hyperliquid's USDH stablecoin

Ethena Labs drops from contest to issue Hyperliquid's USDH stablecoin

Ethena has formally withdrawn its proposal from the Hyperliquid following multiple concerns from the community.

Author: Cryptopolitan
Shiba Inu Price Prediction: Why SHIB Investors Are Cashing Out Profits & Betting Big On Layer Brett

Shiba Inu Price Prediction: Why SHIB Investors Are Cashing Out Profits & Betting Big On Layer Brett

While SHIB remains one of the biggest names in the space, many early investors are beginning to take profits and […] The post Shiba Inu Price Prediction: Why SHIB Investors Are Cashing Out Profits & Betting Big On Layer Brett appeared first on Coindoo.

Author: Coindoo
Back to Africa

Back to Africa

There is a long-standing academic claim that humanity itself began in Africa. Golf, meanwhile, is said to have started in Scotland, when shepherds playfully struck stones with sticks. But could anyone doubt that across the African savannas, there were people long ago striking stones with branches for fun?Back to Africa Today, golf has become one of the most commercialized sports, strongly tied to business and elite society, particularly in the United States and other developed countries. Yet among the estimated 70 million golfers worldwide, only a fraction — less than 1 in 10,000 — ever earn significant income through prize money in tournaments. The rest are consumers of golf content or, in smaller numbers, lesson coaches who help others enter the sport. Even then, global economic stagnation — from the U.S. to Japan to Korea — means that only those immune to financial pressure can comfortably play. Expensive equipment, costly lessons, and high green fees are barriers preventing broader participation. A Sport Too Costly for the Next Generation A 2024 survey in Korea showed that golf ranked as the number one sport young people want to learn. Yet actual participation is shrinking. The reason: high entry barriers. Even after entering, most remain consumers, spending their time, money, and effort without any way to reclaim value.American students training with SMARTGOLF This problem is not confined to advanced economies. In developing nations, where resources are scarcer, the barriers are even higher. SMARTGOLF: Turning Players into Producers SMARTGOLF changes this structure. Golfers are no longer just consumers — they become producers. Every swing can now generate real rewards. This cannot be achieved with toy-like golf gadgets. True value and fair competition demand accuracy, fairness, and recognition of skill. SMARTGOLF delivers on this with technology validated by PGA professionals and trusted in U.S. school golf education. By combining precision, AI coaching, and real-world token rewards, SMARTGOLF connects skill with value. And this potential is not limited to developed markets. In fact, even in regions with less developed industrial foundations, such as Africa or South Asia, this potential can flourish even more. Global connectivity and education mean that talented, humble, and ambitious people in these regions can rise through new cultural and economic opportunities. Golf in Africa: A New Beginning Whether in a schoolyard, a backyard, or an open savanna, people are now swinging SMARTGOLF clubs, earning SGi tokens and learning through AI coaching.Student in an African school taking their first swings → The first swings at school already show remarkable adaptability. Even on their very first day with golf, they are swinging like this.On the African savanna, with elephants and giraffes nearby → Swings here mean both learning and earning, blending sport with new economic opportunity.Backyard practice on the second day → Smiles and progress show the joy of learning, with AI as a constant coach.Nigerian golfers with SmartGolf In these images and stories, we see health, joy, infinite possibility, and the future itself. A New Web3 Future This is what Web3 means at its core: a decentralized system where value creation is democratized, and global connection fuels a virtuous cycle. From Africa back to the world, SMARTGOLF and SGi are building a new ecosystem where every swing is both a lesson and a reward, and where the future of sports aligns with fairness, opportunity, and decentralization. The wise have already begun to embrace it. https://smartgolf.io https://t.me/SmartGolfSGi Back to Africa was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
Analysts Compare AlphaPepe’s Growth Trajectory to FLOKI and BONK Ahead of 2025 Meme Coin Rally

Analysts Compare AlphaPepe’s Growth Trajectory to FLOKI and BONK Ahead of 2025 Meme Coin Rally

AlphaPepe (ALPE) presale hits $132K with instant token distribution and rewards, driving viral community growth and 2025 meme coin rally predictions.

Author: Blockchainreporter
Bullet.xyz: Revolutionizing DeFi Trading on Solana with Blazing Speed and Deep Liquidity

Bullet.xyz: Revolutionizing DeFi Trading on Solana with Blazing Speed and Deep Liquidity

Bullet.xyz is changing the game for traders looking to dive into decentralized finance without the usual slowdowns and frustrations. Built right on top of Solana, this platform packs a punch with its focus on quick executions and solid market depth, making it a go-to for anyone serious about perps, spots, and more. What Makes Bullet.xyz Stand Out in the Solana Ecosystem? If you’ve been trading on Solana, you know the drill — fast blockchain, but sometimes the apps lag behind. Bullet.xyz flips that script by acting as Solana’s first dedicated network extension. Think of it as a turbocharged layer that amps up performance for trading specifically. It uses zero-knowledge tech to keep things verifiable and secure while slashing wait times. This isn’t just hype; it’s designed for folks who need orders filled in a flash, whether you’re scalping or holding longer positions. From what I’ve seen, it’s evolved from earlier projects like Zeta Markets, bringing in lessons learned to create something smoother. It’s basically a rollup that leans on Solana’s main layer for settlements and data, ensuring everything stays on-chain and trustworthy with ZK fraud proofs. No more worrying about off-chain risks that plague some other setups. Key Features That Power Bullet.xyz Trading Let’s break down what you get when you fire up Bullet.xyz. First off, it’s an all-in-one spot for DeFi trading on Solana. You can handle spot trades, perpetual futures, and even lending without jumping between apps. That’s huge for efficiency. Speed is the big seller here — up to 200 times faster than your average Solana DEX. How? By optimizing the execution layer for trading demands. Traders rave about how it feels like trading on a centralized exchange but with the decentralization perks. Plus, you aren’t stuck with just USDC for margin; throw in ETH, SOL, or BTC to back your positions. That flexibility opens doors for more strategies. Another standout is the referral system. Bring in friends, and you pocket 15% of their prizes from competitions or rewards. It’s a smart way to build community and keep users engaged. And speaking of competitions, they’ve got ongoing blitz events where you can test strategies on testnet and climb leaderboards for real incentives. For the tech-savvy, Bullet.xyz leverages central limit order books (CLOBs), which are set to dominate on-chain trading. This means tighter spreads and better liquidity, especially for perps. If you’re into high-frequency stuff, this is where it shines. How Bullet.xyz Works: A Deep Dive into Its Tech Stack Under the hood, Bullet.xyz operates as a specialized execution environment on Solana. It harnesses the blockchain’s speed but adds layers for trading efficiency. Using ZK technology, it ensures settlements are fast and fraud-proof, settling back to Solana’s L1 for ultimate security. Imagine placing an order: it hits the network extension, gets processed at lightning speed, and confirms without the usual bottlenecks. This setup is purpose-built for traders who can’t afford delays in volatile markets. It’s like having a NASDAQ-level experience but fully on-chain, as some folks in the space are calling it. Currently, it’s in testnet mode, with mainnet on the horizon. If you’re eyeing potential airdrops, getting involved now — like joining whitelists or competitions — could pay off big. The team behind it has roots in solid projects, so expectations are high for seamless launches. Bullet.xyz Airdrop Opportunities: How to Position Yourself for Potential Rewards Talk in the crypto world often turns to airdrops, and Bullet.xyz has folks buzzing about possible token drops. While nothing’s set in stone yet, there’s solid chatter around rewards for early adopters, especially those diving into the testnet. The platform’s roots in Zeta Markets play a big role here — the $ZEX token is set to migrate 1:1 to $BULLET once mainnet hits, meaning current holders could see direct benefits. Back in 2024, Zeta rolled out a community airdrop with millions of tokens based on trading scores and activity. Now, with Bullet taking the reins, similar mechanics might apply. Traders who’ve staked $ZEX or racked up Z-Scores could be in line for extras during the shift. But the real action seems tied to the ongoing Testnet Trading Cup — a $100K competition where you trade with mock funds, no real risk, but real prizes for top performers. To boost your chances for any Bullet.xyz airdrop, jump into the testnet: connect your wallet, grab some play money, and start trading perps or spots. Referrals sweeten the deal too — earn a cut of your buddies’ winnings, which could tie into broader rewards. Some speculate that consistent activity, like daily trades or leaderboard climbs, might qualify you for retroactive drops when $BULLET launches. Keep in mind, the token’s not out yet as of mid-2025, so focus on building that history now. Join via links like app.bullet.xyz/competition, and stay tuned to their channels for updates. If history repeats, active users could snag a nice slice without dropping a dime upfront. Real User Experiences with Bullet.xyz Traders who’ve jumped in early are buzzing about the platform. One guy shared how he tripled his account in a week during a testnet trading cup, highlighting the edge that speed gives. Others point out the perks of multi-collateral options, saying it lets them leverage their holdings better without constant swaps. The community aspect shines through too. Referrals aren’t just a gimmick; people are earning from bringing in their networks, and the competitions keep things exciting. It’s not uncommon to hear about folks blitzing through challenges, racking up points for prizes. If you’re tired of sluggish interfaces, users say this feels refreshingly snappy. Of course, like any emerging platform, it’s still building liquidity, but the focus on deep pools is drawing in more volume daily. Traders appreciate how it combines spots and perps in one dashboard, saving time and reducing fees. Comparing Bullet.xyz to Other Solana DEXs Stack it up against the competition, and Bullet.xyz holds its own. Traditional Solana DEXs are great for basics, but they often choke under heavy load. Bullet’s network extension sidesteps that, offering consistent performance. Versus something like Phoenix or Drift, Bullet brings in lending and broader collateral support, making it more versatile. The ZK integration adds a security layer that not all have nailed yet. If speed and liquidity are your priorities, this edges out for high-volume traders. Looking broader, it’s part of the push toward on-chain CLOB dominance, where order books run smoothly without centralized risks. Projects like this are paving the way for DeFi to rival traditional finance in usability. Getting Started with Bullet.xyz: Step-by-Step Guide Ready to try it? Head to the app at app.bullet.xyz. For testnet fun, sign up for competitions via their blitz links — it’s a low-risk way to learn the ropes. Connect your Solana wallet (like Phantom or Solflare). Fund it with SOL or other supported assets. Dive into perps or spots; set your leverage and go. For mainnet whitelist, fill out their form to get early access. Keep an eye on updates, as they’re rolling out features like enhanced referrals soon. Pro tip: Join their social channels for tips and event alerts. Trading cups are a blast and great for honing skills. Potential Risks and Considerations for Bullet.xyz Users No platform is perfect. Being on testnet means bugs could pop up, though the team’s been proactive. Market volatility is always a factor in perps, so manage risk wisely — use stops and don’t overleverage. Also, while ZK adds security, always DYOR on smart contract audits. Bullet’s ties to established names like Zeta give confidence, but crypto’s wild, so start small. The Future of Bullet.xyz and Solana DeFi Looking ahead, Bullet.xyz could be a cornerstone for Solana’s trading scene. With mainnet launch, expect more integrations, maybe even cross-chain stuff. The vision of an on-chain NASDAQ isn’t far-fetched if they keep delivering on speed and liquidity. If you’re into DeFi, this is one to watch. It solves real pain points like slow executions and limited options, positioning itself as a leader in Solana perpetual trading and beyond. In the end, Bullet.xyz isn’t just another DEX — it’s a step toward making DeFi feel effortless and powerful. If speed’s your edge, give it a shot. Bullet.xyz: Revolutionizing DeFi Trading on Solana with Blazing Speed and Deep Liquidity was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
Zebec Network expands its payroll ecosystem with Payro Finance partnership

Zebec Network expands its payroll ecosystem with Payro Finance partnership

The post Zebec Network expands its payroll ecosystem with Payro Finance partnership appeared on BitcoinEthereumNews.com. Zebec Network has expanded its payroll capabilities by partnering with Payro Finance to integrate on-demand payroll lending. Summary Zebec Network has partnered with Payro Finance to integrate real-time stablecoin payroll with instant on-demand payroll loans. The Payro collaboration follows Zebec’s TurnkeyHQ integration, which allows employees to receive stablecoin salaries directly within their payroll dashboards. Zebec has recently enhanced compliance with SOC 2 certification and is pursuing MiCA and ISO 27001 standards to support global payroll operations. Zebec Network (ZBCN) today announced a strategic partnership with Payro Finance, a payroll-focused funding solution licensed and compliant across all 50 U.S. states, to integrate real-time stablecoin payroll with on-demand payroll lending. The integration builds on Zebec’s existing payroll platform, which already allows companies to stream salaries in real-time using USDC stablecoin. By incorporating Payro’s lending tools, Zebec’s clients can now access instant payroll loans to cover short-term cash flow gaps, ensuring employees are paid on time regardless of financial constraints. Zebec and Payro will host an upcoming Spaces on X to discuss the partnership and its impact on global payroll solutions. Zebec Network continues to expand its payroll ecosystem Zebec’s latest partnership with Payro Finance comes on the heels of another collaboration in its payroll ecosystem. A couple of days ago, Zebec announced that it had partnered with TurnkeyHQ to power embedded wallet infrastructure in its integrations with major U.S. payroll systems. Through Turnkey, employees can receive salaries in stablecoins directly within their payroll dashboards, alongside traditional bank transfers. In addition to its growing partnership network, including recent deals with Gatenox and the acquisition of Science Card, Zebec is actively strengthening compliance efforts. The company is now SOC 2-compliant, joining a select group of crypto projects that have reached this standard. Zebec is also pursuing MiCA compliance under the EU framework and targeting…

Author: BitcoinEthereumNews
To AI or Not to AI: How Startups Can Wisely Add AI to Their Products

To AI or Not to AI: How Startups Can Wisely Add AI to Their Products

Gartner predicts that by 2028, about a third of enterprise apps will include AI. This guide shows when and how to upgrade a basic MVP with AI features.

Author: Hackernoon