Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23356 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto Market Cap Nears $4 Trillion as Bitcoin and Altcoins Surge Following Key US Legislation

Crypto Market Cap Nears $4 Trillion as Bitcoin and Altcoins Surge Following Key US Legislation

The total crypto market cap is rapidly approaching the $4 trillion mark, propelled by strong gains in Bitcoin, Ether, XRP, and other major cryptocurrencies. Key Takeaways: The total crypto market cap has surged past $4 trillion, driven by gains in Bitcoin, Ether, and XRP. The US House passed three key crypto bills, boosting investor confidence and fueling the market rally. Trump’s family’s extensive crypto holdings raise concerns over conflicts of interest. The surge follows the US House of Representatives passing three significant crypto-related bills just before the August recess. According to CoinMarketCap , the crypto market cap peaked around $3.8 trillion, while TradingView put the figure closer to $3.9 trillion, both surpassing the previous record of $3.73 trillion set in December. Crypto Market Cap Surpasses $4 Trillion Milestone Meanwhile, CoinGecko has already reported that the market cap has crossed the $4 trillion milestone. Bitcoin regained its footing above $120,000 on Thursday, experiencing modest daily gains. Ether surged 8%, topping $3,600 for the first time since January, marking a 40% increase over the last two weeks. Meanwhile, XRP experienced a dramatic spike of nearly 20%, reaching a year-to-date high of $3.64 early Friday. JUST IN: The total crypto market cap has hit a new ATH of $4T. pic.twitter.com/gE8hRFegwz — CoinGecko (@coingecko) July 18, 2025 Reaching a $4 trillion market cap would place cryptocurrencies just behind Nvidia, the world’s largest publicly listed company, which recently surpassed the same valuation. The recent legislative momentum in the US has boosted investor confidence, sparking fresh enthusiasm for digital assets across the board. On Thursday, the US House of Representatives passed three cryptocurrency-related bills, sending one directly to President Donald Trump and the other two to the Senate. These moves are part of the Trump administration’s broader effort to establish the US as the “crypto capital of the world” during what the president calls “crypto week .” The key bill heading to Trump, the GENIUS Act , introduces initial regulations and consumer protections for stablecoins, cryptocurrencies pegged to stable assets like the US dollar. It passed the House with bipartisan support and aims to balance innovation with safeguarding consumers in the evolving payments landscape. Another bill, which passed by a narrower margin, seeks to clarify how different types of digital assets are regulated, distinguishing commodities, overseen by the Commodity Futures Trading Commission, from securities, regulated by the Securities and Exchange Commission. The legislation now moves to the Senate for further consideration. A third bill, passed narrowly, would prohibit the US from issuing a central bank digital currency (CBDC), essentially banning government-backed digital cash. This bill also awaits Senate review. Trump Family’s Crypto Holdings Spark Conflict of Interest Concerns Trump’s family holds significant interests in crypto ventures, including World Liberty Financial, raising concerns over conflicts of interest and potential corruption. According to financial disclosures released last Friday, the former president pulled in $58 million from crypto ventures in 2024, primarily through WLFI token sales. That total trailed only his hospitality income and is expected to climb further in 2025 with an anticipated $390 million token sale and gains from his meme coin, launched in January. His involvement in Bitcoin mining, tokenized assets, and digital ETFs is raising concerns about potential conflicts of interest.

Author: CryptoNews
PANews released the "2025 Global Stablecoin Industry Development Report": US dollar stablecoins occupy 99% of the market, USDC is expected to surpass USDT in 2030

PANews released the "2025 Global Stablecoin Industry Development Report": US dollar stablecoins occupy 99% of the market, USDC is expected to surpass USDT in 2030

Author: Frank, PANews 2025 is a critical year in the development of stablecoins. In this year, stablecoins not only set new records in market size and trading activity, but also

Author: PANews
GENIUS Act heads to Trump’s desk: Here’s what will change

GENIUS Act heads to Trump’s desk: Here’s what will change

The stablecoin-regulating GENIUS Act is headed to Donald Trump’s desk, which is expected to shake up how stablecoins operate in the US and abroad.

Author: PANews
[LIVE] Crypto News Today: Latest Updates for July 18, 2025 –XRP Hits All-Time High Above $3.6, ETH   Trades at $3.6K as Crypto Bills Clear House

[LIVE] Crypto News Today: Latest Updates for July 18, 2025 –XRP Hits All-Time High Above $3.6, ETH Trades at $3.6K as Crypto Bills Clear House

The global crypto market is in full bull mode, total capitalization has surged past the $4 trillion threshold, led by a fresh wave of altcoin strength. XRP surged past its all-time high above $3.6 today. ETH is up nearly 8% in the past 24 hours, trading near $3,600. Bitcoin also broke above $120k barrier. Fueling the rally are major developments in Washington: the U.S. House has just cleared three critical crypto bills, including the GENIUS Act regulating stablecoins with the Senate having already passed key measures, pushing the legislative package toward President Trump’s desk. But what else is happening in crypto news today? Follow our up-to-date live coverage below.

Author: CryptoNews
The total market value of cryptocurrencies exceeds $4 trillion, and the market value of stablecoins exceeds $266 billion

The total market value of cryptocurrencies exceeds $4 trillion, and the market value of stablecoins exceeds $266 billion

PANews reported on July 18 that according to Coingecko data, the total market value of cryptocurrencies on the entire network has exceeded 4 trillion US dollars, of which Bitcoin's share

Author: PANews
Consensys: How will Ethereum, as a trusted software system, reshape the global digital economy?

Consensys: How will Ethereum, as a trusted software system, reshape the global digital economy?

Author: Consensys Compiled and edited by: LenaXin, ChainCatcher Every financial transaction involves an element of trust. Ethereum’s digital trust enables the digitization of massive assets, capital, and financial transactions, greatly

Author: PANews
Trump makes a big move, $9 trillion in pension funds are about to enter the crypto market?

Trump makes a big move, $9 trillion in pension funds are about to enter the crypto market?

Overnight, the Financial Times broke the news: US President Trump is preparing to sign an executive order allowing retirement plans such as 401(k) to invest in "alternative assets" such as

Author: PANews
China Industrial Internet Research Institute holds a seminar on stablecoins and industrial digital assets

China Industrial Internet Research Institute holds a seminar on stablecoins and industrial digital assets

PANews reported on July 18 that the China Industrial Internet Research Institute recently held a "Stablecoin and Industrial Digital Assets Seminar" to discuss core topics such as stablecoin policy supervision,

Author: PANews
Fed Governor Waller: Stablecoins bring competition to the payment system, but does not think they pose a threat

Fed Governor Waller: Stablecoins bring competition to the payment system, but does not think they pose a threat

PANews reported on July 18 that Federal Reserve Board Governor Waller said: Stablecoins bring competition to the payment system, but he does not believe they pose a threat.

Author: PANews
Historic Crypto Policy Win: Three Bills Clear House Despite Democrat Opposition

Historic Crypto Policy Win: Three Bills Clear House Despite Democrat Opposition

Three key pieces of crypto legislation—including the GENIUS Act and the CLARITY Act—passed the House of Representatives on Thursday afternoon, indicating a landmark moment for crypto policy in the U.S. BREAKING: U.S. House passes all three major Bitcoin & crypto bills: • Clarity Act • Genius Act • Anti-CBDC Act Regulatory clarity is here. 🚀 pic.twitter.com/p2JcuSxZkP — Bitcoin Archive (@BTC_Archive) July 17, 2025 Three Key Pieces Of Crypto Policy Advance In Landmark Moment The Digital Asset Market Clarity Act of 2025 (a.k.a. the CLARITY Act), which would effectively create a broad crypto market structure stateside, advanced through the House on July 17 in a 294-137 vote. The Guiding and Establishing National Innovation For U.S. Stablecoins (GENIUS) Act also passed through the chamber in a 308-122 vote, with U.S. President Donald Trump slated to ratify the bill into law on Friday afternoon. Meanwhile, the Anti-CBDC Act narrowly advanced in a 219-210 vote, with just two Democrats voting yes on the Central Bank Digital Currency bill. Top Democrats Speak Out Against Key Digital Asset Bills News of each piece of crypto legislation’s success comes just two days after the House of Representatives’ failed procedural vote that saw U.S. President Donald Trump hold Tuesday night talks with holdout lawmakers. “This is our moment—Digital Assets, GENIUS, Clarity,” Trump wrote in a July 15 Truth Social post. “It is all part of Making America Great Again, BIGGER AND BETTER THAN EVER BEFORE.” “We are leading the World, and will work hard with the Senate and the House to get even more legislation passed,” he added. However, not everyone is pleased with the crypto bills’ advancement , with leading members of the Democratic Party vocalizing their concerns over what Republicans are now calling “Crypto Week.” “Aside from lacking urgently needed consumer protections and national security guardrails, these bills would make Congress complicit in Trump’s unprecedented crypto scam—one that has personally enriched himself, his entire family, and the billionaire insiders in his cabinet, all while defrauding investors,” Congresswoman Maxine Waters said in a recent statement. Crypto proponents, however, see the digital asset legislations’ progress as a path forward to crypto-friendly policy in the U.S.

Author: CryptoNews