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Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23302 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stablecoin banks like Erebor could inherit DeFi’s weakest links, says Web3 security firm

Stablecoin banks like Erebor could inherit DeFi’s weakest links, says Web3 security firm

Stablecoins are becoming a key link between DeFi and banking. However, this integration introduces risk.

Author: Crypto.news

2025/07/05

Societe Generale Chairman: Europe needs to get rid of fear and embrace stablecoins

Societe Generale Chairman: Europe needs to get rid of fear and embrace stablecoins

PANews reported on July 4 that according to the Financial Times, Lorenzo Bini Smaghi, Chairman of Societe Generale and former member of the European Central Bank's Executive Committee, wrote an

Author: PANews

2025/07/04

Bank of England: “open to” stablecoins for wholesale payments

Bank of England: “open to” stablecoins for wholesale payments

PANews reported on July 4 that according to Ledger Insights, the Bank of England expressed a forward-looking stance on digital innovation this week, with its executive director Sasha Mills saying

Author: PANews

2025/07/04

Bahrain Central Bank Releases Licensing and Regulatory Framework for Stablecoin Issuers

Bahrain Central Bank Releases Licensing and Regulatory Framework for Stablecoin Issuers

PANews reported on July 4 that according to the Bahrain News Agency, the Central Bank of Bahrain announced on July 4 the launch of a licensing and regulatory framework for

Author: PANews

2025/07/04

Ondo Finance to Acquire SEC-Regulated Broker Oasis Pro

Ondo Finance to Acquire SEC-Regulated Broker Oasis Pro

PANews reported on July 4 that according to CoinDesk, the tokenization platform Ondo Finance announced that it will acquire Oasis Pro, a broker regulated by the US SEC. After the

Author: PANews

2025/07/04

BoE Governor Andrew Bailey Warns Adoption of Stablecoins Threatens Central Bank

BoE Governor Andrew Bailey Warns Adoption of Stablecoins Threatens Central Bank

As the adoption of stablecoins slowly takes over, stewardship and proper regulation become a priority to maintain economic harmony. Bank of England (BOE) Governor Andrew Bailey seems to think the same. Bailey has cautioned that the adoption of digital currencies, including stablecoins, could upset the economic applecart if proper regulation isn’t implemented. Per remarks given.. The post BoE Governor Andrew Bailey Warns Adoption of Stablecoins Threatens Central Bank appeared first on 99Bitcoins .

Author: 99Bitcoins

2025/07/04

FTX liquidation reveals "regional discrimination"? Domestic victims' assets may be "legally" confiscated

FTX liquidation reveals "regional discrimination"? Domestic victims' assets may be "legally" confiscated

On July 4, 2025, Sunil, a representative of FTX creditors, posted a screenshot of an FTX bankruptcy liquidation document on a social platform. The document showed that FTX would seek

Author: PANews

2025/07/04

Japanese digital bank Minna Bank explores stablecoins on Solana in Fireblocks-led research

Japanese digital bank Minna Bank explores stablecoins on Solana in Fireblocks-led research

PANews reported on July 4 that according to Decrypt, Japan's first digital bank, Minna Bank, announced a joint study on stablecoins with Fireblocks, Solana Japan and TIS, focusing on evaluating

Author: PANews

2025/07/04

PA Illustration | Overview of US cryptocurrency-related legislation: Main bill contents and latest developments

PA Illustration | Overview of US cryptocurrency-related legislation: Main bill contents and latest developments

The US cryptocurrency-related legislation is advancing rapidly. On July 4, the "Big and Beautiful Act" was passed by the House of Representatives. The macroeconomic background of fiscal expansion may weaken

Author: PANews

2025/07/04

Chinese Tech Giants Alibaba and JD.com Urge Central Bank Approval for Yuan-Based Stablecoins

Chinese Tech Giants Alibaba and JD.com Urge Central Bank Approval for Yuan-Based Stablecoins

Chinese tech giants JD[dot]com and Alibaba affiliate Ant Group are pressuring the People’s Bank of China to authorize yuan-based stablecoins. The companies are proposing to launch an offshore yuan in Hong Kong to counter the U.S. dollar’s dominance in digital payments and accelerate the yuan’s internationalization, according to Reuters . The lobbying effort comes as Hong Kong’s comprehensive stablecoin regulations take effect August 1, 2025 , establishing one of the world’s most rigorous frameworks for digital currency issuance. 🇭🇰 Hong Kong’s new stablecoin regulations will take effect on August 1, introducing a strict licensing regime and reserve requirements for issuers. #HongKong #StablecoinRegulations https://t.co/Dq6UAZsKl1 — Cryptonews.com (@cryptonews) June 6, 2025 Both companies already plan to issue Hong Kong dollar-backed stablecoins, but argue that offshore yuan tokens are urgently needed as strategic tools for cross-border commerce. Yuan Devaluation At Risk If US Dollar Stablecoins Dominate According to Reuters, over 99% of the $247 billion global stablecoin market remains U.S. dollar-denominated. The yuan’s share of global payments dropped to 2.89% in May, its lowest in nearly two years, while the dollar commands 48.46% market share through SWIFT payment systems. “ The global expansion of U.S. dollar stablecoins is posing fresh challenges to yuan internationalisation ,” said Wang Yongli, former vice head of Bank of China and co-chairman of Digital China Information Service Group. “ It would be a strategic risk if cross-border yuan payment is not as efficient as dollar stablecoins. “ The push is a shift from China’s 2021 crypto ban, which is strategic, as it came at a time when Standard Chartered Bank projects the global stablecoin market could reach $2 trillion by 2028, driven by anticipated U.S. regulatory explicit clarity and institutional adoption. Hong Kong Emerges as Digital Currency Testing Ground Hong Kong’s stablecoin framework requires full reserve backing with high-quality liquid assets, segregated from the issuer’s funds and protected from creditor claims. The minimum capital requirements are HKD 25 million or 1% of the total issuance, whichever is greater. Redemption at par within one business day is required under normal conditions. Previously, JD.com’s subsidiary, Jingdong Coinlink Technology, entered the Hong Kong Monetary Authority’s stablecoin sandbox alongside Standard Chartered, Animoca Brands, and Hong Kong Telecommunications. 🪙 @JD_Corporate is testing a fiat-pegged stablecoin in Hong Kong’s regulatory sandbox for cross-border payments and retail use. #stablecoin #hongkong https://t.co/WlxEcenrfl — Cryptonews.com (@cryptonews) May 30, 2025 The company completed second-phase testing for its blockchain-based stablecoin, pegged 1:1 to fiat currencies, including the Hong Kong dollar and the U.S. dollar. Similarly, Ant Group’s Singapore-based international unit also plans to file for Hong Kong stablecoin licenses immediately after August 1 regulations take effect. The company is also pursuing licenses in Singapore and Luxembourg, anchoring its digital currency ambitions in key global financial hubs. This stablecoin regulation clarity is particularly crucial as Hong Kong banks processed HK$17.2 billion ($2.19 billion) in digital asset transactions during 2024 , with HK$5.1 billion ($649.7 million) under custody by year-end. Ten digital asset trading platforms have secured licenses, with eight more applications under review by the Securities and Futures Commission. Source: SFC Hong Kong Additionally, VMS Group, managing nearly $4 billion for Hong Kong’s wealthiest families, allocated $10 million to Re7 Capital’s decentralized finance strategies . These strategic moves are painting a picture of growing institutional adoption of regulated digital asset exposure in Hong Kong and China as a whole. Strategic Push Against Dollar Dominance Intensifies Chinese exporters are increasingly using dollar-pegged stablecoins as overseas merchants send payments in USDT, according to HashKey chairman Xiao Feng. Capital controls, geopolitical tensions, and currency volatility in emerging markets have spurred this shift among Chinese businesses. In fact, Crypto HK, Hong Kong’s largest crypto OTC exchange, reports a five-fold growth in monthly USDT trading volume by Chinese clients for trade settlement since 2021, as Reuters reported. The trend further shows the growing adoption of dollar stablecoins for cross-border commerce, despite China’s domestic crypto restrictions. JD.com proposed that China allow yuan stablecoin issuance in Hong Kong before expanding pilots to offshore markets within China’s free trade zones. The company argued that Hong Kong dollar stablecoins fail to promote yuan usage since they’re pegged to U.S. dollars. Recognizing the challenges that dollar stablecoins pose to Chinese financial regulation, many high officials are considering “a possibility” for a yuan-pegged stablecoin. President Donald Trump’s support for stablecoins following his January inauguration has particularly accelerated the development of the U.S. regulatory framework. The timing adds urgency to China’s considerations as the GENUIS Act is close to legitimizing dollar-pegged cryptocurrencies. As it stands now, Beijing is evaluating strategic responses to maintain monetary sovereignty amid the growing threat of the dollar’s dominance.

Author: CryptoNews

2025/07/04

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