Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14612 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Chainlink & SOOHO.IO Launch KRW Stablecoin FX for Tourists

Chainlink & SOOHO.IO Launch KRW Stablecoin FX for Tourists

The post Chainlink & SOOHO.IO Launch KRW Stablecoin FX for Tourists appeared on BitcoinEthereumNews.com. Key Notes SOOHO.IO and Chainlink have launched Project Namsan, a Korean won stablecoin initiative for foreign exchange. The project uses Chainlink’s CCIP for interoperability and Proof of Reserve to verify stablecoin collateral. A live pilot with Grand Korea Leisure allows tourists to use USD stablecoins for KRW-denominated digital voucher payments. SOOHO.IO, a blockchain technology firm, has partnered with Chainlink LINK $21.33 24h volatility: 8.2% Market cap: $14.46 B Vol. 24h: $1.26 B to launch Project Namsan, a new initiative focused on the Korean won (KRW) stablecoin ecosystem. The project is already running a live pilot program aimed at providing a low-cost foreign exchange (FX) option for tourists in South Korea. The primary goal is to offer a more efficient alternative to traditional currency exchange. The pilot program aims to reduce FX costs significantly, with the project reporting that participants made payments at costs more than 30% lower than conventional channels, according to the official announcement. The project is built on key Chainlink technologies, including its Cross-Chain Interoperability Protocol, a standard that is already gaining institutional adoption for connecting different blockchains. It also uses Chainlink Proof of Reserve to supply continuous, on-chain verification of stablecoin reserves. How Project Namsan Works The pilot has been active since July 2025 in collaboration with Grand Korea Leisure (GKL), a public corporation that operates foreigner-only casinos. In the trial, foreign tourists deposit a USD-based stablecoin and, in return, receive KRW-denominated digital vouchers. This model of using digital assets for tourism is part of a broader regional trend, aiming to streamline the payment process for visitors. Chainlink’s technology plays a specific role in securing this process. CCIP enables the smooth transfer of assets between different networks, while Chainlink Proof of Reserve ensures that the KRW vouchers are only issued after the stablecoin settlement is validated on-chain.…

Author: BitcoinEthereumNews
mXRP rolls out as the first fully DeFi-compatible XRP yield product

mXRP rolls out as the first fully DeFi-compatible XRP yield product

Midas, in partnership with Axelar and Hyperithm, has launched mXRP, the first XRP yield product of its kind that is fully composable in DeFi. Tokenization platform Midas has launched mXRP, a tokenized XRP product that operates on the XRP Ledger’s…

Author: Crypto.news
Markets price in 92% chance of another Federal Reserve rate cut in October

Markets price in 92% chance of another Federal Reserve rate cut in October

The post Markets price in 92% chance of another Federal Reserve rate cut in October appeared on BitcoinEthereumNews.com. Markets now expect the Fed to lower rates again in October, with the CME FedWatch Tool showing a 91.9% chance of a second consecutive cut. This follows the quarter-point reduction last week, which was the first time the central bank had eased rates since December. The latest bets reflect Wall Street’s strong belief that the Fed, under growing pressure, is on track to deliver more easing as the economy shows signs of cooling off. This shift comes ahead of a key inflation reading due Friday — the August personal consumption expenditures (PCE) index. The number is expected to land at 2.8%, which matches the Fed’s annual target. But if it overshoots, even by a little, it could trigger worries that last week’s cut came too early. That would add fuel to fears the Fed might have opened the door for inflation to dig back in. The stakes are high. A clean 2.8% would justify the recent decision. Anything higher, and people will start asking if the central bank got played. Bond yields rise while stocks climb anyway Instead of falling, yields on 10-year and 30-year Treasurys climbed after the cut, which caught a lot of people off guard. Yields normally react to rate decisions in a straight line: lower rates, lower yields. But that didn’t happen. This time, bond traders looked past the cut and fixated on the broader picture — like the U.S. government’s ballooning debt and erratic fiscal policy. Rising yields suggest that the bond market isn’t buying the idea that the economic backdrop justifies this pivot from the Fed. On the equity side, no such hesitation. Investors pushed the S&P 500 and Dow Jones Industrial Average to new highs on Friday. Meanwhile, the Nasdaq Composite jumped 2.2% over the week. For now, the stock market’s verdict is…

Author: BitcoinEthereumNews
Revolutionary: Midas and Axelar Launch Tokenized XRP with 8% Target Yield

Revolutionary: Midas and Axelar Launch Tokenized XRP with 8% Target Yield

BitcoinWorld Revolutionary: Midas and Axelar Launch Tokenized XRP with 8% Target Yield The cryptocurrency world is constantly evolving, bringing exciting new opportunities for investors. A recent development has captured significant attention: the launch of tokenized XRP by Midas and Axelar. This innovative collaboration aims to transform how you interact with your XRP holdings, potentially offering an attractive yield. What is Tokenized XRP (mXRP) and Why Does it Matter? Imagine holding your favorite digital asset, XRP, but also having the ability to earn a passive income from it. That is precisely what Midas, an asset tokenization platform, has achieved by partnering with Axelar, a leading blockchain interoperability protocol. Together, they have introduced mXRP, a tokenized version of XRP that comes with a compelling target annual yield. This initiative is more than just another crypto product; it represents a significant step forward in making digital assets work harder for their holders. By tokenizing XRP, Midas is essentially creating a digital representation of the asset on a different blockchain, allowing it to participate in decentralized finance (DeFi) activities that were previously inaccessible to native XRP. The immediate appeal lies in the product’s base annual yield, which currently hovers around 8%. Midas and Axelar have publicly stated their commitment to maintaining this yield within a 6% to 8% range, providing a degree of stability and predictability often sought after in the volatile crypto market. This stable yield target is a crucial differentiator, aiming to attract both new and experienced crypto participants looking for reliable returns. How Does This Partnership Benefit XRP Holders? The collaboration between Midas and Axelar brings distinct advantages to the XRP community and the broader crypto ecosystem. Here’s a closer look at the key benefits: Enhanced Utility for XRP: Traditionally, XRP has been known for its speed and low transaction costs, primarily used for cross-border payments. With mXRP, the asset gains new utility within the DeFi space, expanding its potential applications beyond its native blockchain. Attractive Yield Opportunities: The 8% target yield on tokenized XRP is highly competitive, especially when compared to traditional savings accounts or even some other crypto staking options. This allows XRP holders to potentially grow their assets passively. Increased Accessibility: Axelar’s interoperability protocol ensures that mXRP can seamlessly move across various blockchain networks. This means greater flexibility and access to a wider range of DeFi protocols and applications for mXRP holders. Diversification of Investment Strategies: For investors looking to diversify their crypto portfolio, mXRP offers a unique blend of exposure to XRP’s value proposition combined with the income-generating potential of DeFi. Institutional Interest: The structured nature and targeted yield of products like mXRP could attract more institutional investors to the XRP ecosystem, further validating its market presence and utility. Moreover, the partnership leverages the strengths of both platforms. Midas excels in asset tokenization, providing the infrastructure to create and manage mXRP. Axelar, on the other hand, ensures secure and efficient cross-chain communication, making mXRP truly interoperable. This synergy is vital for the product’s success and broad adoption. Navigating the Future of Tokenized XRP: What Should Investors Consider? While the launch of tokenized XRP presents exciting prospects, it is important for investors to approach it with a clear understanding of the crypto landscape. The target yield, while appealing, is not guaranteed and can be subject to market conditions and the underlying mechanisms used to generate that yield. As with any crypto investment, understanding the technology, the partners involved, and the potential risks is paramount. Investors should research Midas and Axelar thoroughly, understanding their security practices, audit reports, and track records. Always remember that the crypto market can be volatile, and while attractive yields are offered, capital is always at risk. The emergence of mXRP underscores a broader trend in the digital asset space: the increasing sophistication of financial products built on blockchain technology. As more assets become tokenized and interoperability improves, we can expect to see even more innovative offerings that bridge traditional finance with the decentralized world. This evolution offers unprecedented opportunities for those willing to learn and adapt. Conclusion: A New Horizon for XRP and DeFi The collaboration between Midas and Axelar to launch tokenized XRP with an 8% target yield marks a significant milestone. It not only enhances the utility and earning potential for XRP holders but also demonstrates the power of blockchain interoperability and asset tokenization in creating new financial instruments. This development opens up a new horizon for investors seeking to integrate passive income strategies with their digital asset holdings, pushing the boundaries of what is possible in decentralized finance. Frequently Asked Questions (FAQs) Q1: What is mXRP? A1: mXRP is a tokenized XRP, a digital representation of XRP created by Midas in partnership with Axelar. It aims to offer holders a base annual yield, currently around 8%, by enabling XRP to participate in broader DeFi activities. Q2: How is the 8% target yield generated? A2: While the specific mechanisms are managed by Midas, such yields in DeFi typically come from activities like lending protocols, liquidity provision, or other yield-generating strategies. Midas and Axelar aim to maintain the base yield between 6% and 8%. Q3: Is mXRP the same as native XRP? A3: No, mXRP is a tokenized version of XRP, meaning it is a representation of XRP on a different blockchain, enabled by Midas and Axelar’s technology. Native XRP exists on the XRP Ledger. Q4: What role does Axelar play in this launch? A4: Axelar is a blockchain interoperability protocol. Its role is crucial in ensuring that mXRP can securely and seamlessly move and operate across various blockchain networks, enhancing its utility and accessibility within the DeFi ecosystem. Q5: What are the risks associated with investing in mXRP? A5: Like all cryptocurrency investments, mXRP carries risks including market volatility, smart contract risks, and potential fluctuations in the target yield. Investors should conduct their own research and understand these risks before investing. Share This Insight! Found this article on tokenized XRP insightful? Share it with your network and help others understand this exciting development in the crypto space! Your shares help us bring more valuable content to the community. To learn more about the latest crypto market trends, explore our article on key developments shaping the future of decentralized finance price action. This post Revolutionary: Midas and Axelar Launch Tokenized XRP with 8% Target Yield first appeared on BitcoinWorld.

Author: Coinstats
Bitcoin Investment Firm B HODL Makes Pioneering Debut on London’s Aquis Exchange

Bitcoin Investment Firm B HODL Makes Pioneering Debut on London’s Aquis Exchange

BitcoinWorld Bitcoin Investment Firm B HODL Makes Pioneering Debut on London’s Aquis Exchange The world of cryptocurrency is constantly evolving, and the UK market just witnessed a landmark event. A new player has emerged, making significant waves in the financial landscape. This development signals a growing acceptance of digital assets within traditional investment circles, offering exciting new avenues for investors. A Pioneering Bitcoin Investment Firm Makes its Mark in London In a groundbreaking move, B HODL, a UK-based Bitcoin investment firm, has officially listed on London’s Aquis Stock Exchange. This is not just another listing; it marks a historic moment as B HODL becomes the very first dedicated Bitcoin investment firm to go public in the United Kingdom. The Aquis Stock Exchange, known for fostering growth in small and mid-cap companies, provides an ideal platform for such an innovative venture. B HODL currently boasts a substantial holding of 2,470 BTC, showcasing its commitment to the digital asset. This listing offers a new, regulated pathway for investors seeking exposure to Bitcoin through a traditional stock exchange. Who is Powering This Innovative Bitcoin Investment Firm? Behind B HODL’s significant debut is a figure well-known in the cryptocurrency space: Adam Back. The CEO of Blockstream, a prominent blockchain technology developer, and a staunch Bitcoin maximalist, Back is reportedly a major shareholder in B HODL. His involvement lends considerable credibility and expertise to the firm’s operations. Back’s reputation as a key innovator in the Bitcoin ecosystem underscores B HODL’s serious intent and deep understanding of the technology. His backing signals confidence in the firm’s strategy and its long-term vision within the evolving digital asset market. How Does a Bitcoin Investment Firm Generate Revenue? B HODL’s business model focuses on generating revenue by strategically utilizing Bitcoin infrastructure. This approach goes beyond simply holding Bitcoin; it involves active participation in the underlying technology to create value. While specific details can vary, such strategies often include: Infrastructure Development: Investing in and operating Bitcoin mining facilities. Network Services: Providing services that support the Bitcoin network, such as transaction processing or liquidity solutions. Strategic Holdings Management: Employing sophisticated strategies to manage their Bitcoin reserves, potentially leveraging lending or staking opportunities within the ecosystem, all while maintaining a strong HODL philosophy. This active engagement with the Bitcoin ecosystem differentiates B HODL from passive investment vehicles, aiming to provide more dynamic returns for its shareholders. What Are the Broader Implications for UK Crypto? The listing of B HODL as the first UK Bitcoin investment firm on a regulated exchange carries significant implications for the broader cryptocurrency landscape in the United Kingdom. It represents a crucial step towards mainstream adoption and institutional integration of digital assets. Benefits for the UK Market: Increased Legitimacy: A regulated listing on a public exchange enhances the credibility of Bitcoin and cryptocurrency as an asset class. Investor Accessibility: It provides traditional investors with an easier, more familiar route to gain exposure to Bitcoin without directly managing private keys. Regulatory Clarity: Such listings often encourage clearer regulatory frameworks, fostering a safer environment for both firms and investors. Challenges and Opportunities: Navigating evolving regulations will remain a key challenge for B HODL and other aspiring Bitcoin investment firms. The success of B HODL could pave the way for more crypto-focused companies to list on UK exchanges, boosting London’s status as a global financial hub for digital assets. A Landmark Moment for Digital Asset Integration The listing of B HODL on the Aquis Stock Exchange is more than just a corporate event; it’s a testament to the increasing maturity and acceptance of Bitcoin within established financial systems. As the UK’s first publicly listed Bitcoin investment firm, B HODL is setting a precedent, demonstrating how digital assets can be integrated into traditional investment portfolios. With strong backing and a clear strategy for revenue generation through Bitcoin infrastructure, B HODL is poised to play a pivotal role in shaping the future of cryptocurrency investment in the UK and beyond. This development offers a fascinating glimpse into the future of finance, where digital and traditional assets converge. Frequently Asked Questions (FAQs) Q1: What is B HODL? A1: B HODL is a UK-based Bitcoin investment firm that has recently listed on London’s Aquis Stock Exchange, becoming the first of its kind in the UK. Q2: What is the Aquis Stock Exchange? A2: The Aquis Stock Exchange is a UK-regulated market primarily focused on listing and trading shares of small and mid-cap companies, providing a platform for growth-oriented businesses. Q3: Who is Adam Back and what is his role in B HODL? A3: Adam Back is the CEO of Blockstream and a noted Bitcoin maximalist. He is reportedly a major shareholder in B HODL, bringing significant expertise and credibility to the firm. Q4: How does B HODL plan to generate revenue? A4: B HODL aims to generate revenue by utilizing Bitcoin infrastructure, which can include activities like Bitcoin mining, providing network services, and strategic management of its Bitcoin holdings. Q5: What does B HODL’s listing mean for UK crypto investors? A5: This listing provides traditional investors in the UK with a new, regulated, and more accessible way to gain exposure to Bitcoin through a publicly traded company, enhancing legitimacy and potentially paving the way for further institutional adoption. If you found this insight into B HODL’s groundbreaking listing valuable, share this article with your network! Help us spread the word about the exciting developments in the UK’s digital asset market and spark further conversations about the future of finance. To learn more about the latest Bitcoin trends, explore our article on key developments shaping Bitcoin institutional adoption. This post Bitcoin Investment Firm B HODL Makes Pioneering Debut on London’s Aquis Exchange first appeared on BitcoinWorld.

Author: Coinstats
Vitalik Buterin: Low-Risk DeFi Could Be Ethereum’s ‘Google Moment’

Vitalik Buterin: Low-Risk DeFi Could Be Ethereum’s ‘Google Moment’

Vitalik Buterin believes low-risk DeFi could serve that as Ethereum’s “Google moment,” creating stable long-term value and aligning with the network’s cultural ethos. Analysts suggesting this shift could push ETH’s price higher, with potential 20–50% upside in the next year if adoption grows and global savings markets are tapped. In line with Crypto News Flash [...]]]>

Author: Crypto News Flash
Low-Risk DeFi: Ethereum’s Next Google Search Moment

Low-Risk DeFi: Ethereum’s Next Google Search Moment

Vitalik Buterin views low-risk DeFi as a stable source of income in Ethereum, much like Google Search in the Google ecosystem funding. Decentralized finance (DeFi) involves low-risk strategies that may be the solution to the sustainability of Ethereum in the future.  Ethereum co-founder Vitalik Buterin likens it to the search engine at Google that has […] The post Low-Risk DeFi: Ethereum’s Next Google Search Moment appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Layer Brett vs XRP and Cardano: Why LBRETT Is Tipped As The Best Crypto To Buy Now For 100x Profits

Layer Brett vs XRP and Cardano: Why LBRETT Is Tipped As The Best Crypto To Buy Now For 100x Profits

XRP and ADA stay steady, but Layer Brett’s $0.0058 presale, 660% APY staking, and 100x profit forecasts make it the top crypto pick for 2025’s breakout run.

Author: Blockchainreporter
SEC and DeFi lending: Term Finance clarifies Reves and Howey, what changes

SEC and DeFi lending: Term Finance clarifies Reves and Howey, what changes

The regulation of DeFi lending enters a crucial phase, with discussions between SEC staff and Term Finance.

Author: The Cryptonomist
Why Investors Recognize BullZilla as the Best Crypto Presale Now While Chainlink and WLFI Expand DeFi Solutions

Why Investors Recognize BullZilla as the Best Crypto Presale Now While Chainlink and WLFI Expand DeFi Solutions

What gives a token presale the power to capture both whales and everyday investors? Some projects gain traction through utility, others through community-driven design. Chainlink and World Liberty Financial have established reputations in their respective fields, but a newcomer has garnered wider attention with its presale model. BullZilla ($BZIL) is rapidly advancing through Stage 3D […] The post Why Investors Recognize BullZilla as the Best Crypto Presale Now While Chainlink and WLFI Expand DeFi Solutions appeared first on Live Bitcoin News.

Author: LiveBitcoinNews